FLORIDA 6-20 ALL LINES ADJUSTER EXAM QUESTIONS AND DETAILED 100% CORRECT ANSWERS| FLORIDA 6-20 CLAIMS ADJUSTER EXAM 2024 LATEST VERSION (VERIFIED ANSWERS)
A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public - ANSWER-B. The insured
States have adopted statutes regarding claims adjusting. To avoid unfair
treatment to a claimant the adjuster must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in which to commence an
investigation.
C. Deny the claim until a fair and prompt investigation has commenced.
D. Pay the claim within a reasonable number of days after the final proof of loss
has been
received. - ANSWER-C. Deny the claim until a fair and prompt investigation
has commenced.
In liability insurance, policy limits that apply one limit to each person injured,
another for bodily injury claims of all persons injured in a single accident, and a
separate limit for all property damage arising out of a single accident is:
A. Aggregate limits
B. Split limits
C. Single limit
D. Total limits - ANSWER-B. Split limits
An insurance contract that is contingent on an uncertain event is referred to as?
A. Executory
B. Aleatory
C. Contract of adhesion
D. Conditional - ANSWER-B. Aleatory
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